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I don't think Anthropic or OpenAI offer subscriptions to enterprises - it's a hobbyist/solo-entrepreneur kind of thing. I seem to recall SpaceXAI had some kind of hack going where they were trying to use subs with Anthropic and then got cut off.

Enterprises also need very stringent IP protections that you don't get through the subscriptions. Even the Anthropic-API per token license isn't great - sometimes you need to go to 3rd parties like AWS Bedrock to get guarantees regarding no multi-tenant GPUs.

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You can have subscriptions up to 150 seats with Anthropic.
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Zero Data Retention is the big one I think (and also the ToS don't allow multiple personal accounts for businesses anyways)
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You are forbidden from the subscriptions on enterprise
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Claude Teams exists.
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No Zero Data Retention there.
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They don't have the choice to begin with
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I have only ever paid for tokens and never used subscriptions because I need to know that I can generate sufficient real world value at the true cost of inference.
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