Bunq… It’s great that they have an API, but to use it, I had to clone their SDK, and manually fix everything that was broken, add some workarounds, and now it works. Documentation was all from the announcement in 2016, me using it was ~2022, and some undocumented things changed since. Still, better than no API, which is what everyone else seems to offer.

And now we have a paypal-like shopping experience via SEPA Instant Payments, all our PayPal hating customers are happy ;)

> Because these API are not meant to be public for the end user to use.

I know, that's my point. It's a stupid decision.

> Access to that kind of data requires regulation

It's my data. I want to access it how I see fit.

> There are a lot of them in Europe and they're not expensive.

I already have a bank and I already pay them. I don't want to pay anyone else to be able to use my bank account in a way that suits me. Sadly, there aren't many good options.

Someone mentioned Wise, and they do seem pretty interesting. But it makes no sense why common high strees banks refuse to cater to power users, or even to users who aren't using mainstream devices.