In the age of AI, there are only more and more security vulnerabilities to be discovered, and backporting all of them to outdated kernels will be nigh impossible. I’d not rather make such security patches dependent on the timeliness of backports especially if it is done by a distro. I suggest you use a rolling distro rather than anything with LTS kernels. The CVE in the original post CVE-2026-98432 is fixed since 7.3 and 7.3.1 is already out. If a distro doesn’t offer kernel 7.3.1 today, rule it out.
In general I find distros using old kernels annoying because Linus treats compatibility seriously and “don’t break use space” has been their mantra for many years. On desktops in particular, GPU driver improvements like https://www.phoronix.com/news/Linux-7.3-DRM make it super worthwhile.