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You can set that in iterm 2. I've had it that way for ages
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Oh right, it didn’t work for me because it depends on edits to my shell config files that didn’t work in my setup.

I suppose my accolade is that Ghostty just does what I want without hunting through config screens and managing file edits.

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You can configure iterm2 to do whatever you want in new tabs or panes. This feature has been available for over a decade.

I have it reuse the same directory in a new pane. And my home directory in a new tab.

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