As far as I know, in India, debit cards don't offer chargeback protection presumably because they are PIN enabled. Which means, in practice, nobody can use your card without knowing your PIN. And so it is assumed that any transaction on it has been done with your permission. Debit cards also don't offer chargebacks for consumer protection against faulty goods.
replyI think you might want to check that again. If the card is Visa or Mastercard, then it should offer fraud protections in mostly the same way as a credit card. You might be pleasantly surprised.
replyMost debit cards today have PIN, but that doesn't waive fraud or theft protections. If I purchase something online the purchase of course has my permission. If the goods are faulty or not delivered, then that is fraud and has chargeback protection. Even if you used your PIN, even if you used two factor authentication.