Life priorities are not static, when faced with once in a lifetime scenarios they will change very quickly. Rational thought during emergencies often goes out the door.
I hear you, and agree with your spirit. I never felt in danger and was choosing my risks throughout the day. I'd also see folks working much more dangerous jobs than me all throughout FiDi trying to handle cleanup.
I guess it helps that I grew up in a rural place and did construction for a while, so lugging gas to a generator wasn't a new thing for me.
Also I was... 25? I'd be more cautious today, I think.