It would (rightfully) be catastrophic for wells fargo. And great for the industry. If your security model relies on children not having access to things state actors can leverage, your in for a rude awakening.
Hence why they are gating model releases. Even Chinese models are doing this as Kimi K3 shipped with a lobotomized cyber sec ability. The major labs all have invite only cyber models too.
“Security by availability” doesn’t seem really different to me from “security by obscurity” which has already been proven to be complete bullshit.
I wonder now that Terra-6 is out how it would compare to Sol-6. (Which was replaced a week latter by sol-6.1 after chat got dropped opus 5.5 to incredible fanfare then sonnet 5.5 that radically upped the medium model ability).