What organizational 'reform' is going to address the issue that the young and the old survive by consuming the resources of the working age population?
No matter how productive you are, you aren't going to be producing enough tomato's between years 18 and 65 to be still consuming tomato's at 95. They don't last 30 years. If you want a smaller population to support a larger retired population you need to either:
1. Lower the expectations of the larger population set regarding their quality of life. 2. Reduce the size of the larger population, probably by raising retirement age. 3. Utilize capital improvements and investments to increase the productivity of the smaller population
This isn't some issue with the 'global financial system', it's simply a side-effect of people needing to consume some perishable goods and so are dependent on the continual production of those perishable goods even after these people have stopped supporting that production.
End interest payments to banks from central banks.
Levy a micropercentage Tobin tax on all forex transactions.
End Citizens United and make penalties for political corruption much harsher.
For example.
By making retirement unfeasible until you are 80? That might be tricky...
Now will this be true going forward? Not sure, that's where you can argue.
If there are insufficient quantities of younger people to care for all the old people, no amount of money causes the system to work. Quality of life will go down.
Unless we figure out how to get the robots to do it.
If you increase demand for labour (more people getting old needing more care, more doctors) and reduce supply for labour (fewer people working), then the cost of labour will skyrocket.
Put 5 billionaires on an island and 1 carer. How much will the carer charge to care for an hour. They auction their time, and the bidding starts at £1m an hour.