Not completely. Every once in a while they accidentally puncture the intestine with the probes and that becomes a significant medial problem. It doesn't happen often, but that is still a risk that doctors need to consider. If you are over 50 getting one every 10 years is a good idea, and there is some consideration if younger might be worth it. However so few people get colon cancer under 40 that it isn't worth the risks for most - but if there are other signs of a problem (either family history or symptoms) that changes things and it may be worth it.
The trigger for me was blood in my stool. It was the slightest amount but I pursued it because that didn’t seem right. Turns out I had hemorrhoids which brought up something I feel hits others - I was embarrassed.
Fortunately the doctor that performed a banding procedure pushed me to get a colonoscopy purely out of being through and seeing the number of incidences increase at my age range.
I often wonder how much the embarrassment factor comes into play here.
Doctors' ability to prescribe or refer is never restricted by an insurance company. If they think a patient should get whatever healthcare, they are free to say it.
So they may not be willing (even though they are able) perform procedure/test if they aren't confident they'll get paid.
- They had symptoms and wanted a screening, but their PCP repeatedly denied them a referral for like a year because they were "too young".
- They lied about family history after symptoms got worse and got their referral.
- They got the colonoscopy which came back clean, and then symptoms continued to get worse.
- Finally their doctor gave them a referral for an MRI.
Results were stage 4 CRC. The doctor performing the colonoscopy missed the tumor, which was tucked into the sigmoid (the bend in your colon), where he didn't properly inflate because he wasn't taking it very seriously. It had a thumb-tip sized protrusion inside the colon but had gotten huge on the opposite side of the colon wall. They fought it for 8 years after the diagnosis and over 100 rounds of chemo (!!!), were about to get a new procedure at Yale, in which the doctor told them to think of it in terms of "this really may be a complete cure", but it was canceled because of the Big Beautiful Bill.
If you have symptoms (even if you don't), don't let some fuckass Nurse Practitioner tell you no. They don't know shit and they let their egos get in the way when they have to deal with moderately informed patients advocating for themselves. This was preventable and tge medicap system failed them because both the PCP and the doctor performing the colonoscopy were not paying attention to what they were being presented with and saw only their own expectations.
Also...apparently doctors wanted to lower the screening age to like 35, but insurance companies fought it, so it's at 45.
On this website, it is frequently opined that because health insurers have a legal minimum medical loss ratio, that health insurers prefer inflated costs so that their medical losses are higher, which means their premiums can be higher, which means their revenue is higher, which means their profit is higher.
I would have thought health insurers would support a lower screening age, especially since it would inflate costs for all insurers so everyone's cut of the now bigger pie gets bigger.
This is a pretty stupid thing to do unless you've had some sort of symptom or family history. Your protection from illness due to screening is statistical, and jumping out of the calculated recommendation just makes it more likely to hurt you (false positives, false negatives, injuries from the procedure) than to benefit you.
Desperately trying to fabricate a reason is just intentionally trying to hurt yourself.
I'm not against colonoscopies (is anyone?) and I personally had my first one early because of an odd pain. Turned out to be unrelated.
edit: the neurotic desperation for disease screening that I see in a lot of people bothers me a lot because it's this odd fetishization of medical science combined with the active subversion of it. For me it's a weird insistence that all tests are good but that the math behind them is not.
Most cancers are still very much lethal once they progress to a certain point, and the best treatment we know of is early detection. Many of the cancer screens are harmless or don't add significant risk of death, so it really comes down to money and medical resource availability (also solved with money.)
I don't see much difference in someone paying out-of-pocket for a full-body MRI/colonoscopy vs. them spending way above average on any other item that slightly reduces the risk of dying (how many smoke alarms and fire extinguishers does your home have?)