So if the last thing I did on <bar> was finish some work by making a new commit, then writing some changes, and then giving it a commit message with `jj desc`, then I am now polluting that commit with the unrelated explanatory psuedo-code. So when switching to a repo I'm not actively working in, I need to defensively remember to check the current `jj status` before typing in any files to make sure I am on an empty commit. With git, I can jump around repos and make explanatory edits willy-nilly, confident that my changes are distinct from real meaningful commits.
I guess one way to describe it is: we want to make it easy to make good commits and hard to make bad commits. jj seems to be prioritizing the former to the detriment of the latter. My personality prioritizes rigorous safety / lack of surprises.
If I'm in the middle of working on <foo> and someone asks about <bar>: `jj new <bar>`. When I'm done (and do whatever I want with those new changes in <bar>, including deferring deciding what to do), I just `jj edit <foo>` and I'm back exactly where I left off. It's a bit like `git stash` without having to remember to stash in advance, and using regular commit navigation rather than being bolted on the side.
This is also supported by jj implicitly - whenever you check out a different commit, if the change you were on is empty, has no description, and is the tip of a branch, it's automatically deleted to clean things up for you.
I tend to learn "bottom-up", so I like the new + describe as a way of learning, but people want to jump in and get going with tools, so commit fits that expectation better.