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They could just buy insurance. You know, like doctors, lawyers, and a wide variety of other professionals that deal with liabilities in their field.

Regardless, the police get sued all the time anyways. It's just that the burden currently falls on the taxpayers.

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> They could just buy insurance. > the police get sued all the time anyways. It's just that the burden currently falls on the taxpayers.

I fail to see how this would change anything other than increasing taxpayer costs further in the form of insurance profit margin.

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Make the police officer like the Doctor pay for their own insurance.
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The doctor's own fees just rise. You, the patient pays for it. There's this 10-20% of revenue parasite on the entire industry, and you're paying that while complaining that prices are too high.

Now you'll do the same thing with police, as if police wages and salaries won't increase proportionally, but 20 years from now you'll wonder why that costs so much. It's bizarre how economically imperceptive everyone is.

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No, the people who can't afford their insurance wouldn't be able to work as policemen. Ideally, they would also eventually lose a license of some sort-- just like the doctors who commit malpractice.

We are already paying increased taxes to deal with all the lawsuits we already incur because these people know they are above the law and they think it isn't their problem.

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Malpractice insurance might increase the cost of policing, but I'd wager the malpractice itself is costing tax payers even more.
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Change the incentives, you change the behaviour. Granted, this might have lots of unintended consequences, many of them bad.
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As it currently stands the police already do almost nothing. Any kind of push back or critique of the police leads to inaction by the union. Meaning, police twiddle their thumbs and take your tax money because they can. It's a very effective technique from them to get what they want, because ultimately we need them and we can't actually force them to work.
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Good. The police do too much as it is.

Every interaction with the police is a dice roll to see if someone lives or dies.

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Hey I have plenty of reasons to distrust the police - more than most, but this statement is a bit over the top.
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