That only works because you presumably do KYC when you open accounts, so you have an identity to match to. Most internet accounts don't do real KYC, so a government credential doesn't really work for recovery --- they didn't know who you were, so proving who you are doesn't help anything.
That doesn't mean that letting anyone sweet talk support or an AI into taking over an account is acceptable, of course.
My point is that while this is not easy, there are obvious very bad ways to implement this that should not be done (chatbot or other generative AI interface vulnerable to the usual suspects of AI inherent attack surface). Don't build the bad way, the right away is known and straightforward.
It's an impressive level of incompetence.
Broadly speaking, work for the sake of work is not valuable work. Show me outcomes for resources and time invested, and compare accordingly. Value is, again broadly speaking (there is always nuance), what you deliver. If you bring me an AI solution for a high risk high value customer journey, data flow, or code path, that is an anti pattern. If you, as a colleague or a stakeholder, put forth that we must use AI in situations that require a high degree of determinism (due to potential high cost failure modes), you will need to prove this extraordinary claim with evidence.
Choose Boring Technology - https://news.ycombinator.com/item?id=9291215 - March 2015 (212 comments) ["Am I using this project as an excuse to learn some new technology, or am I trying to solve a problem?"]
I get paid to manage risk efficiently, including being measured on time and budget spent against the success criteria, ymmv; my comp and budget is not dependent on how much AI I shove into security systems. "What am I optimizing for?"
Amazon scraps AI leaderboard to stop workers chasing usage scores - https://news.ycombinator.com/item?id=48315583 - May 2026 (19 comments)
I am very curious about the actual number of users of login.gov.
I am a US citizen and my experience was … negative to the point of actively avoiding it.
"Login.gov has surpassed 100 million registered user accounts. The platform facilitates over 300 million sign-ins annually and sees more than 10 million monthly active users, acting as a secure single sign-on solution across nearly 50 federal, state, and local agencies."
https://www.login.gov/partners/faq/
(It is the primary identity provider for Social Security Administration, IRS will eventually adopt it [1])
[1] IRS to adopt Login.gov as user authentication tool - https://news.ycombinator.com/item?id=30430851 - February 2022 (182 comments)