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by AbsurdCensor15 hours ago |
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upvoteby spacephysics12 hours ago|
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Money market/treasuries (even ETF like SGOV) gets pretty close to 5% when typical savings rate is a bit under

If treasuries “fail” we have a different class of problem.

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upvoteby gruez6 hours ago|
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>Money market/treasuries (even ETF like SGOV) gets pretty close to 5% when typical savings rate is a bit under

???

30 Day SEC Yield as of Aug 24, 2026: 3.61%

12m Trailing Yield as of Aug 24, 2026: 3.74%

https://www.ishares.com/us/products/314116/ishares-0-3-month...

1.39% might not seem like a lot, but that's off by more than a quarter.

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upvoteby wonnage12 hours ago|
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Rates are around 3.5% right now before taxes.
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upvoteby buerkle11 hours ago|
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There's still many high interest savings accounts that are at least 4%
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upvoteby AbsurdCensor11 hours ago|
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And you still need at least 5% to do what OP is suggesting.
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upvoteby mkjs11 hours ago|
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Do you think the hardware will still be worth $25k once it is five years old?
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upvoteby AbsurdCensor10 hours ago|
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Do you think monthly AI 'subscriptions' are going to be $100 a month in 5 years? These people using these would probably be on $200/month subscriptions and with that OPs assertion of 'shoving away and paying with interest' makes no sense.
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