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> The frame, axles, brakes, engines, towing, payload hardware etc. are all lighter duty.

I have 2 questions about this:

* are you actually, really, sure? (Is this hard data?)

* does it matter when it's never going to go off-road and rarely strained (e.g. for towing)?

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Yes it's lighter duty parts. If you don't haul or tow, then there's no need for a truck.
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Agree with you, but want to say trucks are really for towing. To haul you want a trailer.

For example the f150 is rated for 1.2 tons, the 250 1.3 to 1.8 depending on configuration. gotta go to f350 for an 8 ton configuration.

For people who don't think about this often, imagine four 200lb guys riding in the cab of the f150. It's already a third of it's payload capacity at that point. Can't fit too many bags of cement in after that.

Of course this is moot in comparison to a minivan which has a payload capacity of about 3/4 ton. You’ll be over capacity in the minivan if you have a 175lb person on each seat.

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