If you mix in the spammer and bad actors, it makes sense to just say no.
The solution is, of course, have smaller social networks.
You've been brainwashed. How can you seriously make this statement?
Meta has $200 _billion_ revenue.
Amazon employs _1.56 million_ people worldwide.
Meta could absolutely higher a million support workers and handle the appeals. They don't, but they could. Smaller social networks would be ideal, but not the only option. You can legislate a requirement of human support availability for gatekeeper platforms.
Paypal and many other companies that trade in valuables have to put up protections because there are almost no reprecussions for perpetrators in certain foreign countries.